Terms of Service
Last updated: 2026-05-01
1. Acceptance of terms
By downloading, installing, or using SubGuard ('the App'), you agree to be bound by these Terms of Service ('Terms'). If you do not agree to these Terms, do not use the App. These Terms form a legally binding agreement between you and SubGuard. We may update these Terms from time to time; continued use of the App after changes take effect constitutes your acceptance of the revised Terms.
2. Description of the service
SubGuard is a personal finance tool that helps you track recurring subscriptions by parsing receipt emails from connected mail accounts (Gmail and iCloud Mail). The App identifies subscription service names, billed amounts, billing cycles, and renewal dates, and delivers timely renewal alerts. SubGuard does not make payments, initiate cancellations, or interact with any payment processor on your behalf.
3. Eligibility
You must be at least 13 years of age (or the applicable minimum age in your country) to use SubGuard. By using the App you represent and warrant that you meet this requirement. If you are using the App on behalf of a business or organisation, you represent that you have the authority to bind that entity to these Terms.
4. Account and mail access
SubGuard does not require you to create an account. To enable email scanning you connect a Gmail or iCloud Mail account. You are responsible for maintaining the security of your Google account credentials and any iCloud app-specific passwords. You must not share your credentials with any third party. We are not liable for any loss or damage arising from unauthorised access to your mail account resulting from your failure to keep your credentials secure.
5. Acceptable use
You agree to use SubGuard only for lawful, personal subscription-tracking purposes. You must not: (a) reverse-engineer, decompile, or disassemble the App; (b) modify, adapt, or create derivative works based on the App; (c) use the App to access another person's mail account without their explicit consent; (d) use automated scripts or bots to interact with the App; (e) attempt to circumvent any security measures or access controls; (f) use the App in any way that violates applicable local, national, or international law. Violation of these rules may result in termination of your access to the App.
6. Intellectual property
All content, design, code, trademarks, and other intellectual property in SubGuard are owned by or licensed to us. Nothing in these Terms transfers any intellectual property rights to you. You are granted a limited, non-exclusive, non-transferable, revocable licence to use the App on devices you own or control, solely for the purposes described in these Terms. This licence terminates automatically if you breach any provision of these Terms.
7. In-app purchases and subscriptions
Certain premium features of SubGuard may require a paid subscription purchased through the Apple App Store. All billing, refunds, and subscription management for App Store purchases are handled directly by Apple under Apple's own terms and conditions. We have no control over and no liability for any billing disputes arising from App Store transactions. To cancel a SubGuard premium subscription, use the standard iOS subscription management screen (Settings → [Your Name] → Subscriptions).
8. Disclaimer of warranties
SubGuard is provided 'as is' and 'as available' without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that: (a) the App will be uninterrupted, error-free, or free of viruses; (b) subscription detection will be complete or accurate for all services or email formats; (c) renewal alerts will be delivered before every billing event. Subscription tracking relies on receipt emails being present and correctly formatted in your connected mail account; we cannot guarantee detection where such emails are absent, filtered, or formatted in non-standard ways.
9. Limitation of liability
To the fullest extent permitted by applicable law, SubGuard and its developers shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of data, missed cancellation windows, unexpected subscription charges, or loss of profits, arising out of or related to your use of the App, even if we have been advised of the possibility of such damages. Our total aggregate liability for any claim arising out of these Terms shall not exceed the amount you paid for the App or any in-app purchase in the twelve months preceding the claim.
10. Third-party services
SubGuard integrates with third-party services including Google (Gmail OAuth) and Apple (iCloud, App Store, CloudKit). Your use of those services is governed by their respective terms and privacy policies. We are not responsible for the availability, accuracy, or practices of any third-party service. Links or references to third-party services within the App do not constitute our endorsement of those services.
11. Termination
You may stop using SubGuard at any time by uninstalling the App. We reserve the right to suspend or terminate your access to the App at our sole discretion, with or without notice, if we reasonably believe you have violated these Terms. Termination does not affect any rights or obligations that arose prior to termination. Sections 6, 8, 9, and 12 survive termination.
12. Governing law and disputes
These Terms are governed by and construed in accordance with applicable law. Any dispute arising out of or in connection with these Terms that cannot be resolved informally shall be submitted to binding arbitration or the competent courts of the jurisdiction in which we operate, as permitted by law. If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
13. Contact
If you have questions about these Terms, please contact us at: help@positivibe.app. We aim to respond to all inquiries within 5 business days.